Best of the Web:
Hosted by Nick of Your Money Blueprint

 

Best of the web hosted by Your Money Blueprint, by Your Money Geek. Nick comes from New Zealand and shares his best posts with you. #bestoftheweb #personalfinance #sudoku #money #financialadvisor

 

Thanks to Michael for the opportunity to host this week’s best of the web. There is so much great personal finance content out there, and it’s always such a privilege to share it amongst the community.

 

My name’s Nick and I blog twice a week at Your Money Blueprint. I cover a wide range of topics, with a primary focus on financial independence.

 

I’m in my late 30’s, am married, and have a gorgeous 4-month-old daughter (wife isn’t too bad either). We have a goal to reach financial independence before my 50th birthday so I can spend more time on the things that matter most to us. We are doing it on a single income. So if you are a late starter, have kids and aren’t on a high income, there is still hope!

 

I made every financial mistake in the book throughout my 20’s and early 30’s. I spent every dollar I earned. I didn’t join my company retirement scheme. I bought more house than I could reasonably afford.

 

My goal for starting the blog was to help educate and prevent people from making the same mistakes I made, and to focus on money as a tool to buy time.

 

I’m also a registered financial adviser and financial independence coach.

 

I’m from New Zealand and we have a ridiculously low 2% national savings rate. We need to be better than that. New Zealand is also ‘world famous in New Zealand’ for producing The All Blacks rugby team, Steven Adams (OKC Thunder NBA power forward), Peter Jackson, Taika Waititi, Rachel Hunter, Lorde (sorry), Flight of the concords, Xena warrior princess, and Kiwifruit (‘Kiwi’ to our American friends) to name a few.

We also have 29 million sheep which is more than 6 sheep per person.

 

I’m sure you didn’t come here to learn about a small (large if you include sheep) country in the south pacific, so without further ado let’s rip into some of this week’s best content. I searched every page on the internet and came up with three for your perusal.

 

Three posts that got my attention this week

 

1. The financial benefits of going slower by The Three Year Experiment

 

I am a big believer in slowing down occasionally and Laurie has been reflecting on the importance of slowing down and how it can positively spill over in to other areas of our lives.

 

 

2. The ‘real’ advantage of being wealthy by Mr Tako Escapes

 

As an early retiree, Mr Tako discusses some of the advantages that wealth brings. It’s interesting to think that money not only compounds interest, but it can also compound on to other benefits.

 

 

3. In which I tackle skeptics from the New York Times by Early Retirement Dude

 

Early Retirement Dude attempts to tackle some commonly held objections towards those who choose financial independence. He makes some great counterpoints to the counterpoints.

  

 

Your Money Blueprint post you may enjoy

 

When is a dollar not a dollar?

 

At less than 500 words, this is by far my shortest post. I think it is effective in its message though.

 

Finding more productive places for our money than a low interest savings account is so important long term if we want to reach our goals and beat inflation.

 

 

Geeky fact

 

Hard to choose just one – ask my wife.

 

I like to complete a Sudoku puzzle every day.

 

From Wikipedia (where we know everything is true): “Sudoku is a logic-based, combinatorial number-placement puzzle. The objective is to fill a 9×9 grid with digits so that each column, each row, and each of the nine 3×3 subgrids that compose the grid (also called “boxes”, “blocks”, or “regions”) contains all of the digits from 1 to 9. The puzzle setter provides a partially completed grid, which for a well-posed puzzle has a single solution.

 

Here’s a link if you’re interested: https://sudoku.game/hard

 

What can I say, I love working with numbers.

 

Thank you to our Kiwi friend, Nick, for giving us his insights. It’s good to know that, even on the other side of the world, we financial advisors are always learning and improving! Good luck to Nick and his family. 

 

Recommended reading:

Best Of The Web: Hosted By Scott Of Making Momentum

Best of The Web: Hosted By Mike From MikedUp Blog

Best of the Web: Hosted by On Our Way World

 

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